Fee-Only + Fiduciary + Independent RIA = Our Formula For Unbiased, Trustworthy Advice
Diplonomics
/ˌdipləˈnämiks /
The art and science of achieving financial independence while pursuing a career in the U.S. Foreign Service
We can help you build financial independence by addressing your financial concerns such as…
Employee Benefits Explanation
- The Foreign Service Benefits System (FSPS) is an amazing benefits package.
- The FSPS pension, FEHB health insurance, FEGLI life insurance, TSP, SSA, and more.
- VA benefits as well? We'll factor those in.
- FS with CS or military spouse? Not a problem.
- Private industry benefits from spouse or previous employment? It all goes into the plan.
- See how it all works together with clear, detailed explanations supported with personalized graphs and reports.
Retirement Planning
- Retirement cash flow modeling of your FSPS or FERS pension, Annuity Supplement, Social Security, rental property, TSP withdrawals, and other sources of income.
- Determining optimum retirement timing using scenario modeling to ensure you are saving enough (and not too much) for retirement.
- Special Category Employees and LEO retirement rules.
Investment Accounts
- Optimize and simplify your portfolio holdings. It's easier than you think!
- Thrift Savings Plan (TSP), IRAs, taxable brokerage accounts, 401(k), 403(b), 457(b) accounts.
- Roth IRA or Roth TSP conversion strategies. Is it right for you and when?
Home Ownership
- Weighing the options for buying a home.
- Identifying opportunities for rental income from investment properties.
Insurance & Risk Management
- Helping you understand which options may be best for you and your family, including life insurance, disability, long-term care, and personal and professional liability.
Education Funding Options
- Understanding how much to save for a child’s education.
- Selecting, setting up and managing a 529 plan.
Legacy and Estate Planning
- Providing guidance on wills, trusts, and beneficiary designations.
- Identifying ways to achieve the financial legacy you desire.