Pension questions are coming up more often, and they deserve a careful answer. Here's how FSPS payment security actually works, what the 2025 legislative fight revealed about where the real risks sit, and how to build a plan that doesn't depend on Congress leaving everything alone.
The TSP now lets you convert traditional balances to Roth without leaving the plan. It's a useful tool — and an easy way to make an expensive mistake if you reach for it during your peak-earning years. Here's how to think about timing.
By the time the principal employee retires, many EFM spouses have quietly accumulated 10 to 15 years of FERS service. Here's what that benefit is worth — and what decisions need to be made.
A provision of the tax code written specifically for Foreign Service employees can save tens or hundreds of thousands of dollars when selling a US home after a long overseas career. Here's how Section 121(d)(9) actually works.
The FSPS pension is the largest benefit in a Foreign Service total compensation package — and the most often misunderstood. Here's how the FSPS formula compares to FERS, in formulas and in dollars.
Most Foreign Service employees see their Total Compensation Statement once a year and move on. The red slice — "Agency Cost for Federal Benefits" — is where things get fuzzy. Here's what's actually in it.